Whether in automobile, installment, small-business, subprime or payday lending, we offer different risk models to match the different conditions of your industry. For the ultimate performance we can build a custom risk model that, in addition to banking data, also uses customer profile information and past customer repayment history to further enhance algorithms.
We understand that acquisition costs can be a lender's greatest expense. Our technology stack allows us to deliver our service at a cost significantly lower than the competition. There are no setup fees, monthly minimums or pre-purchase of credits and no long term commitments.
Using data from over 500,000 banking reports, we have trained our machine learning algorithms to make statistical predictions based on patterns detected in millions of individual customer transactions and profile data.